Operational Assurance for High-Limit Aviation.
Stop underwriting in the blind.
We generate pre-bind evidence of pilot judgment and procedural discipline; before the risk is bound.
What We Do
We built our signal layer on something the industry has largely left unstructured: a deep body of aviation loss data, coded and weighted across causal domains, operational patterns, and human-factor themes. The patterns in that data are consistent. And they are largely invisible to traditional underwriting.The Industry Gap
The variables most strongly associated with serious aviation losses are behavioral: how crews make decisions, how they respond to pressure, how closely they adhere to procedure when it costs them something. Standard underwriting metrics don’t reach those variables. Flight hours and ratings are proxies for experience, not indicators of operational judgment.The Implication
Without a structured method for evaluating behavioral risk factors at placement, underwriters are pricing exposure they cannot see. The relevant information exists. It simply isn’t captured until after an event makes it unavoidable.
StratoScore changes when that information becomes available.
The Team
StratoData is built by professional aviators and risk practitioners who understand both sides of the table the cockpit and the underwriting file.We design for how risk is actually evaluated, debated, and reinsured not how software demos look.
Validate Your Book
Whether you are a reinsurer evaluating aggregate exposure, an underwriter facing a high-limit decision, or a broker placing a complex risk, StratoData provides a defensible signal on the factor that drives most losses and is least measured.